Do I need insurance to fly a drone?

Insurance is optional if you’re flying a drone that weighs less than 20kg for recreation. However, you should remember that you’re responsible for your actions, which means you could be held personally liable for any injury or damage you cause while flying.

If your flight is for any reason other than recreation - ie you are getting paid for the job or you are using your drone for work - then you require third-party liability insurance. This insurance is needed for commercial operations in both the Open and Specific categories.